NHS Take Home Pay / Salary Calculator
Estimate your take-home pay using the latest NHS pay rates, tax, pension contributions, and more.
Your Details
Results
Your estimated take-home pay will appear here.
How to Use the NHS Take Home Pay / Salary Calculator
The NHS Take Home Pay / Salary Calculator is designed to help NHS employees estimate their take-home pay based on various factors such as pay band, years of experience, working hours, and additional earnings.
This guide will walk you through each step to ensure you get accurate results.
Step-by-Step Instructions
Access the Tool
- Open your web browser and navigate to the URL where the NHS Take Home Pay Calculator is hosted.
- Input Your Details
- NHS Pay Band
- What to Do:
- Locate the dropdown labeled “My NHS pay band is:”.
- Click on the dropdown to view available options.
- Options: Select your pay band (e.g., Band 2, Band 3, etc.).
- Why It Matters: Each pay band corresponds to different salary levels within the NHS.
Years of Experience
- What to Do:
- Find the field labeled “My years of experience is:”.
- Enter the number of years you have worked in your current role or within the NHS.
- Note: This value should be a whole number (0 or more).
Residence
- What to Do:
- Select your residence from the dropdown labeled “My residence is:”.
- Options: Choose from England, Scotland, Wales, or Northern Ireland.
- Importance: Different regions may have varying pay scales and tax implications.
London Employment
- What to Do:
- Use the dropdown labeled “Do you work in London?”.
- Options: Select “Yes” or “No”.
- Context: London salaries may include additional allowances due to higher living costs.
Weekly Working Hours
- What to Do:
- Enter your average working hours per week in the field labeled “My hours per week are:”.
- Default: The default value is 37.5, which is common for full-time NHS staff.
Working Days Per Week
- What to Do:
- Input the number of days you work each week in the “My working days per week is:” field.
- Default: The default value is 5.
Unsocial Hours Income
- What to Do:
- Enter any additional income you earn from unsocial hours in the “My unsocial hours income is (£):” field.
- Format: Enter the amount in pounds (£).
Student Loans
- What to Do:
- Select your student loan plan from the dropdown labeled “My student loans are the following:”.
- Options: Choose from Plan 1, Plan 2, Plan 4 (Scotland), Plan 5, or Postgraduate.
Submit Your Information
- After filling out all fields, click the “Get Results” button to calculate your estimated take-home pay.
View Your Results
- After submission, your results will show in the “Results” section.
- Interpretation:
- The tool will show your estimated annual take-home pay, which accounts for your salary, additional income from unsocial hours, and your pay band.
2024 Predicted Pay Rise (Excluding Scotland)
On July 29, 2024, the Labour government agreed to raise NHS pay by 5.5% for all staff on the Agenda for Change pay scale.
For Previous Pay Rates: You can see the figures before the 2024 pay rise here.
How to Include Additional Costs
If you want to factor in extra costs like parking and overtime, please use our main calculator. You will need to enter your NHS salary and employer pension details (select “employer” for the pension type and change the contribution to “£”).
NHS Pension Contributions
Every participant in the NHS Pension Scheme contributes a percentage of their monthly salary to the pension.
- Your contribution is based on your annual pay. If you work part-time, this amount might be lower, as it is calculated on your total earnings for the year.
Contribution Rates for England, Northern Ireland, and Wales:
- Up to £13,259: 5.2%
- £13,260 to £26,831: 6.5%
- £26,832 to £32,691: 8.3%
- £32,692 to £49,078: 9.8%
- £49,079 to £62,924: 10.7%
- £62,925 and above: 12.5%
Contribution Rates for Scotland:
- Up to £13,330: 5.7%
- £13,331 to £25,367: 6.1%
- £25,368 to £30,018: 6.7%
- £30,019 to £37,663: 8.2%
- £37,664 to £37,830: 9.8%
- £37,831 to £39,497: 10.0%
- £39,498 to £48,009: 10.5%
- £48,010 to £51,954: 10.8%
- £51,955 to £72,656: 11.3%
- £72,657 and above: 13.7%
London Area Supplement
If you work in London, you might receive a High-Cost Area (HCA) allowance, also known as London Weighting. This is an extra payment due to higher living costs.
London Allowance Rates:
- Inner London: 20% of your basic salary (minimum £5,604, maximum £8,171)
- Outer London: 15% of your basic salary (minimum £4,550, maximum £5,735)
- Fringe: 5% of your basic salary (minimum £1,258, maximum £2,121)
Pay Bands Overview
Here’s a quick look at NHS pay bands and their salaries for different roles and experience levels:
Band 2 (e.g., Healthcare Assistants, Receptionists)
- 0-2 Years: England/Northern Ireland: £23,614, Scotland: £23,362, Wales: £23,970
- 2+ Years: England/Northern Ireland: £23,614, Scotland: £25,368, Wales: £23,970
Band 3 (e.g., Clinical Support Workers)
- 0-2 Years: England/Northern Ireland: £24,071, Scotland: £25,468, Wales: £24,433
- 2+ Years: England/Northern Ireland: £25,674, Scotland: £27,486, Wales: £26,060
Band 4 (e.g., Nursing Associates)
- 0-3 Years: England/Northern Ireland: £26,530, Scotland: £27,598, Wales: £26,928
- 3+ Years: England/Northern Ireland: £29,114, Scotland: £30,019, Wales: £29,551
Band 5 (e.g., Nurses, Midwives)
- 0-2 Years: England/Northern Ireland: £29,969, Scotland: £30,229, Wales: £30,420
- 2-4 Years: England/Northern Ireland: £32,324, Scotland: £32,300, Wales: £32,809
- 4+ Years: England/Northern Ireland: £36,483, Scotland: £37,664, Wales: £37,029
Band 6 (e.g., Junior Sisters, Charge Nurses)
- 0-2 Years: England/Northern Ireland: £37,339, Scotland: £37,831, Wales: £37,898
- 2-5 Years: England/Northern Ireland: £39,404, Scotland: £39,498, Wales: £39,996
- 5+ Years: England/Northern Ireland: £44,962, Scotland: £46,100, Wales: £45,636
Band 7 (e.g., Senior Physiotherapists)
- 0-2 Years: England/Northern Ireland: £46,148, Scotland: £46,244, Wales: £46,840
- 2-5 Years: England/Northern Ireland: £48,526, Scotland: £48,010, Wales: £49,254
- 5+ Years: England/Northern Ireland: £52,809, Scotland: £53,789, Wales: £53,601
Band 8 and 9 (e.g., Matrons, Nurse Consultants)
- Salaries vary by experience and specific role; please refer to the official NHS pay scale for details.